(614) 407-4746

mike@caligiurifinancial.com

As a financial professional and fiduciary advisor, I hold the CERTIFIED FINANCIAL PLANNER® certification and provide guidance to help high-net-worth and high-income physicians work toward greater financial clarity and long-term financial goals. With over 10 years of experience, I focus on the financial needs of physicians — from managing student debt and navigating residency and fellowship transitions to planning for retirement and building generational wealth.

At Caligiuri Financial (a DBA of Stratos Wealth Partners), I offer two primary ways to work together:

1. One-Time Financial Plan ($2,500): A comprehensive, stand-alone plan that includes financial projections, retirement and cash flow analysis, and actionable recommendations designed to support your financial decision-making.

2. Ongoing Financial Partnership: Continuous guidance that includes portfolio management, periodic reviews, tax-aware strategies (in coordination with your tax professional), and adjustments as your financial situation evolves.

Core Services Include:

• Investment Management - Portfolio strategies designed with your goals, risk tolerance, and tax considerations, including asset location and coordination with employer-sponsored plans (401(k), 403(b), 457(b), etc.)

• Retirement & Employee Benefits Planning – Evaluating workplace plans, Roth strategies, HSA utilization, and employer benefit options

• Tax-Aware Planning – Strategies designed with a goal to improve tax efficiency in coordination with your tax professional

• Insurance & Risk Management – Review of life, disability, and liability coverage based on your needs

• Student Loan & Debt Planning – Evaluating repayment and investment trade-offs

• Estate Planning Coordination – Working with your attorney to help ensure your plan aligns with your goals

My approach is straightforward and transparent — focused on clear, personalized guidance so you can stay focused on your career and personal priorities.

Education & Credentials

• CERTIFIED FINANCIAL PLANNER® certification

• University of Michigan Ross School of Business alumnus

Investment Advisor Representative with Stratos Wealth Partners, Ltd.

Investment advice offered through Stratos Wealth Partners, Ltd., a registered investment advisor. Stratos Wealth Partners, Ltd. and Caligiuri Financial are separate entities. Caligiuri Financial operates as a DBA branch of Stratos Wealth Partners, Ltd.

Neither Stratos nor Caligiuri Financial provides legal or tax advice. Please consult legal or tax professionals for specific information regarding your individual situation.